Sad womanIn this prosperous region, where shiny skyscrapers dot the landscape and affluent neighborhoods abound, it’s easy to assume that everyone is thriving. However, beneath this facade lies a hidden crisis that affects thousands of families – income inadequacy. The recent report by the Community Foundation of Northern Virginia, Getting By: How Northern Virginians Respond When There Is Less to Go Around, sheds light on the severity of this issue, highlighting key findings, trends, and statistics that reflect the magnitude of the problem beyond South Arlington. In this blog post, we will delve into the report’s analysis, revealing the human impact and calling for collective action to address this pressing issue.

The Magnitude of Income Inadequacy

According to the report, an alarming 20 percent of families in Northern Virginia did not earn enough to meet their basic needs for shelter, food, medical care, and other essentials. This equates to approximately 60,000 families who struggle to make ends meet on a daily basis. Moreover, an additional nine percent faced the additional burden of being unable to cover basic needs while also paying for childcare, amounting to a staggering 29 percent of families in the region grappling with income inadequacy.

Geographic Disparities

Income inadequacy is not evenly distributed across the region. The report reveals that certain areas within Northern Virginia experience higher concentrations of families unable to cover basic needs. In Alexandria, Arlington (south), Manassas, Manassas Park, Falls Church, and Fairfax (Annandale-Bailey’s Crossroads), over 30 percent of families face the daily struggle of income inadequacy. These clusters of need highlight the urgent need for targeted interventions and support to address the disparities within the region.

Communities at Higher Risk

Certain demographics face a heightened risk of income inadequacy within Northern Virginia. The report identifies families whose primary earner identifies as Black or Hispanic, has not earned a bachelor’s degree, and works in sectors such as food service, construction, personal care, and grounds/building work as particularly vulnerable. The intersectionality of race, education, and occupation exacerbates existing disparities and underscores the urgent need for targeted support for these communities.

The Challenge of Inflation

Recent inflation has further deepened the crisis of income inadequacy in Northern Virginia. The report highlights a concerning trend of families struggling to pay their bills, with a third of families reporting difficulty in the first half of 2023, up from 27 percent in 2021. Notably, moderate and middle-income families, historically buffered from income inadequacy, have been significantly affected. The report reveals that the percentage of families earning between $100,000 and $150,000 struggling to pay their bills soared from 15 percent in 2021 to a staggering 34 percent in 2023.

The Human Impact

Behind these statistics lie countless stories of hardship and resilience. Families who are grappling with income inadequacy resort to drastic measures to make ends meet. The report highlights how families across all income levels have been forced to modify their spending and financial habits. From cutting back on discretionary spending to relying on generic brands, reducing subscription services, dining out less frequently, and delaying major purchases, families are making financial sacrifices that compromise their quality of life.

Furthermore, almost half of families at all income levels have compromised their financial health, taking on more debt, saving less, and falling behind on bills. Astonishingly, 26 percent are even forced to sacrifice basic needs, delaying medical care, keeping their homes at unsafe temperatures, and experiencing hunger. These short-term coping strategies have long-lasting effects on families’ health and financial well-being, perpetuating the cycle of poverty.

Call to Action

The report’s findings serve as a powerful call to action for individuals, businesses, and policymakers alike. Solving the crisis of income inadequacy requires immediate and long-term strategies. As a community, we must address both the immediate challenges faced by families sacrificing basic needs and the long-term implications of compromised financial well-being.

To address the immediate challenges, it is crucial to monitor and report local rates of program/service utilization. Expanding program eligibility to families at higher-income levels and implementing technology and community liaisons to streamline and destigmatize the application process can also play a vital role.

For long-term solutions, resources must be allocated to help families understand the value of different forms of debt, such as home ownership, education, and personal loans. Expanding home ownership programs for lower-moderate income families, providing low-interest loans, and offering financial counseling that outlines a path to repayment are crucial steps towards sustainable financial well-being.


In conclusion, the report from the Community Foundation of Northern Virginia sheds light on the hidden crisis of income inadequacy that plagues our region. The findings reveal the staggering magnitude of the problem and highlight the disparities that exist within Northern Virginia. However, the power to create meaningful change lies within our community, and we have the opportunity to rise together and uplift those in need.

It is essential that we come together as a community to address this crisis. Each of us has a role to play, whether it be volunteering our time and skills, advocating for policy changes, or making financial contributions to organizations like Arlington Thrive that are dedicated to empowering individuals and fostering community resilience. By working together, we can create a future where every individual and family in Northern Virginia has the opportunity to not just survive, but truly thrive.

Donate now by texting WHYWETHRIVE to 53-555 or click here.